THE BUYING PROCESS

This is a brief description of the process and it only purports to show the most important steps.

To start off, you must get familiar with your credit report as it contains part of your credit history and that is going to have an impact on determining if your mortgage is going to get approved and if the interest rate and other terms  are going to be favorable to you or not. If you haven't looked at your credit reports, you might be surprised at their contents, because errors are common.

The next step is to find the appropriate lender and the type of loan that best fits your needs. Spend some time finding a lender or a mortgage broker that you feel comfortable with, one that makes you feel confident that understands your personal situation and can assist you ion this important financial decision,

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